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Making an Offer on a Foreclosure Home

January 24, 2009

You’ve seen ads offering you a list of foreclosure properties.  Have you really thought what does it take to get your offer accepted by the bank, especially when  you are competing with several offers?  Yes, the good deals get several offers.  The question most buyers ask is what price should I offer?  Some buyers think [...]

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Loan Modification Guidelines From the Department of Real Estate

January 16, 2009

Everyday, we hear about people who may have to leave their home because they are on the verge of foreclosure.  We urge you to avoid foreclosure!.  Don’t freeze up and do nothing.  The problem will only get worst.  You have several options.  One of them is loan modification.
Loan modification is different from refinancing.  If you were [...]

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Avoid foreclosure

January 12, 2009

With the present economy, job layoffs, adjustable rate mortgages and declining home value, we see many people having difficulty making payments and facing the possibility of loosing their home.  Many homeowners do not get help nor even contact their lenders.  Many are so distressed they do not know what to do so they end up getting foreclosed.  
There [...]

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What’s the housing market going to be like in 2009?

January 7, 2009

After comparing the number of homes sold in December 2007 and sales in December 2008, we saw an increase of 111% in December 2008.  Since prices and interest rates have gone down, buying a home is now more affordable to more people.  First time buyers are taking advantage and this accounts for a big percentage of the transactions.  
Foreclousres will [...]

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Interest Rates are at a 37-Year Low

December 26, 2008

You have probably heard about it already!  In an effort to aid the ailing economy, the Federal Reserve dropped the interest rates dropped below 5%.  Many homeowoner who are current on their loans can take advantage by refinancing.  However, those who are in danger of foreclosure and need the most help cannot take advantage because excellent credit is [...]

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What’s New in Chino Hills?

May 21, 2008

The much awaited mall on Grand Avenue and Peyton Drive is opening soon!  Watch for the grand opening May 23.  Some residents who live close by fear the inconvenience the increased traffic will cause, while others look forward to the increase in the value of their home the mall will bring.  
Before the 99 Ranch Market opened a couple [...]

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Buying a Home in a Declining Market

May 16, 2008

Nowadays, we are bombarded by the media with a lot of negative information about the real estate market.  Due to this,  a lot of buyers feel they should wait for prices to come down more before buying their home inspite of the fact that it is a buyer’s market.  But do we really know when prices have bottomed out?  Or [...]

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